HOW WE HELP

RECORDKEEPING

  • Maintenance of participant account balances by source 
  • Allocation of plan contributions to the correct mutual fund investment alternatives chosen by the plan participants 
  • Processing of participant distributions pursuant to instructions received 
  • Quarterly sponsor reports summarizing participants’ activities for the past quarter 
  • Quarterly participant statements 
  • Annual Qualified Default Investment Alternative (QDIA) Notice 
  • Annual Participant Fee disclosure in compliance with ERISA §404(a)(5) 

PLAN DESIGN

  • Plan design and consulting 
  • Open architecture plan design options 
  • Summary plan descriptions 
  • Plan documents 
  • Core compliance services 
  • Online administrative resources 
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PLAN ADMINISTRATION

  • Calculate employee eligibility and plan entry 
  • Maintain participant vested percentage records 
  • Determine eligibility for allocation of employer contributions and forfeitures 
  • Allocate employer and employee contributions 
  • Allocate plan earnings 
  • Allocate forfeitures, if applicable 
  • Distributions 
  • Loan processing 
  • Hardship withdrawal processing 
  • Reconcile trust accounts 
  • Prepare customized participant statements 
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CONSULTING

  • Plan amendments, terminations and mergers 
  • Assist with IRS and DOL audits 
  • Provide assistance with plan design changes 
  • Conduct special plan or participant benefit studies or projections 
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FIDUCIARY SERVICE

  • Plan document maintenance 
  • Review all distributions and loans 
  • Determine eligibility 
  • Deliver notices to participants 
  • Sign Form 5500 
  • Review and recommend changes to plan operations 
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COMPLIANCE

  • Contribution deductibility calculations (§404) 
  • Annual additions testing (§415) 
  • Top heavy testing (§416) 
  • Coverage testing (§410(b)) 
  • ADP/ACP testing (applicable to 401(k) plans) 
  • Preparation of IRS Form 5500 and related schedules 
  • Preparation of Summary Annual Report for participants 
  • Preparation of appropriate PBGC form (for defined benefit plans only) 
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LOGINS

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For Participants

OUR PLANS

For Sponsors & Advisors

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Please Contact Us using the below form if you don't have a Plan Sponsor/Advisor.

CAREER OPPORTUNITIES

We are a service-oriented benefits firm based in Southern California that offers its employees the chance to work in a positive organizational culture with competitive compensation and opportunity for personal growth. We are looking for amazing and talented team members with good time management and organizational skills to help us manage client retirement plans and deliver best-of-class client service. Think you have what it takes? Drop us a line and let's get the conversation started.

FREE CONSULTATION

We help organizations of all sizes navigate the complex regulatory landscape while delivering plan design and administration services, guided by our experience and knowledge. We'd love to discuss your priorities and identify clear strategies to help you achieve your goals and prepare for your future. Contact us today for your free consultation.