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		<title>California Pensions</title>
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			<title>Upcoming Changes to Retirement Plans: A Guide to the 2026 Roth Catch-Up Requirements</title>
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			<title>A Complete Guide to Profit-Sharing Advantages and Disadvantages</title>
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			<title>Why Accurate Census Data Matters</title>
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			<title>Available Tax Credit for Retirement Plan Start-Up Costs </title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:23:34 +0000]]></pubDate>
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			<title>The Plan Sponsor&#8217;s Guide to SECURE 2.0 in 2024 </title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:21:49 +0000]]></pubDate>
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			<title>Benefits of Having an Individual 401(k) </title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:20:55 +0000]]></pubDate>
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			<title>How the SECURE 2.0 Changes Are Playing Out in 2025</title>
			<pubDate><![CDATA[Tue, 17 Jun 2025 08:00:00 +0000]]></pubDate>
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			<title>Lifting the Limits: 401k Contribution Limits 2024 </title>
			<pubDate><![CDATA[Thu, 10 Apr 2025 13:31:30 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/erisa-compliance-roadmap-mastering-2025-annual-notices/]]></guid>
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			<title>ERISA Compliance Roadmap: Mastering 2025 Annual Notices </title>
			<pubDate><![CDATA[Mon, 23 Sep 2024 17:20:39 +0000]]></pubDate>
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			<title>Plan Types</title>
			<pubDate><![CDATA[Mon, 22 Jul 2024 12:22:12 +0000]]></pubDate>
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			<title>Complying with 401k Restatement Requirements</title>
			<pubDate><![CDATA[Fri, 16 Aug 2024 15:43:39 +0000]]></pubDate>
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			<title>Cycle 3 Restatement: What Plan Sponsors Need to Know</title>
			<pubDate><![CDATA[Fri, 16 Aug 2024 15:43:20 +0000]]></pubDate>
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			<title>401(k) Loans: Everything You Need to Know</title>
			<pubDate><![CDATA[Fri, 16 Aug 2024 15:42:25 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/which-tax-deferred-retirement-plan-is-right-for-me/]]></guid>
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			<title>Which Tax-Deferred Retirement Plan is Right for Me?</title>
			<pubDate><![CDATA[Mon, 22 Jul 2024 12:20:41 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/california-pensions-fiduciary-services-count-on-quality/]]></guid>
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			<title>California Pensions&#8217; Fiduciary Services: Count on Quality </title>
			<pubDate><![CDATA[Wed, 19 Jun 2024 18:44:35 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/your-non-qualified-plan-questions-finally-answered/]]></guid>
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			<title>Your Non-Qualified Plan Questions Finally Answered</title>
			<pubDate><![CDATA[Mon, 22 Jul 2024 12:18:41 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/a-plan-sponsors-guide-to-emergency-401k-withdrawals/]]></guid>
			<link><![CDATA[https://pacpension.com/a-plan-sponsors-guide-to-emergency-401k-withdrawals/]]></link>
			<title>A Plan Sponsors Guide to Emergency 401(k) Withdrawals </title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:26:12 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://pacpension.com/correcting-401k-contribution-errors/]]></guid>
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			<title>Correcting 401(k) Contribution Errors</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:18:25 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/secure-2-0-for-plan-sponsors-2025-2026-key-provisions/]]></guid>
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			<title>SECURE 2.0 for Plan Sponsors: 2025 &amp; 2026 Key Provisions</title>
			<pubDate><![CDATA[Mon, 17 Feb 2025 17:10:22 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/what-is-the-davis-bacon-retirement-plan/]]></guid>
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			<title>What is the Davis-Bacon Retirement Plan?</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:15:47 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/401k-nondiscrimination-testing-an-overview/]]></guid>
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			<title>401(k) Nondiscrimination Testing: An Overview</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:13:24 +0000]]></pubDate>
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			<title>6 Benefits of a Third Party Administrator</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:08:17 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/a-closer-look-at-new-comparability-profit-sharing-plans/]]></guid>
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			<title>A Closer Look at New Comparability Profit-Sharing Plans </title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:07:59 +0000]]></pubDate>
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			<title>Cash Balance Plan: Pros and Cons</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:07:50 +0000]]></pubDate>
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			<title>Annual Retirement Planning Checklist for 2025–Your Guide to a Brighter Future</title>
			<pubDate><![CDATA[Fri, 20 Dec 2024 13:10:51 +0000]]></pubDate>
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			<title>What are Required Minimum Distributions?</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:07:41 +0000]]></pubDate>
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			<title>Self-Correction of Eligible Inadvertent Failure</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:06:42 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/erisa-404c-staying-protected-and-compliant/]]></guid>
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			<title>ERISA 404(c): Staying Protected and Compliant</title>
			<pubDate><![CDATA[Mon, 23 Sep 2024 17:21:53 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/the-davis-bacon-act-an-overview/]]></guid>
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			<title>The Davis-Bacon Act: An Overview</title>
			<pubDate><![CDATA[Wed, 03 Jul 2024 17:05:57 +0000]]></pubDate>
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			<title>2022 Retirement Contribution Limits</title>
			<pubDate><![CDATA[Wed, 12 Jun 2024 16:43:29 +0000]]></pubDate>
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			<title>Wrapping Up ERISA for 2023: Your Plan Compliance Guide for the Final Quarter </title>
			<pubDate><![CDATA[Mon, 23 Sep 2024 17:21:16 +0000]]></pubDate>
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			<title>SECURE Act Provisions for Long-Term Part-Time Employees </title>
			<pubDate><![CDATA[Wed, 12 Jun 2024 16:42:59 +0000]]></pubDate>
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			<guid><![CDATA[https://pacpension.com/what-is-a-cash-balance-plan/]]></guid>
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			<title>What is a Cash Balance Plan?</title>
			<pubDate><![CDATA[Wed, 12 Jun 2024 16:42:29 +0000]]></pubDate>
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